Welcome to Fignis

We’re the two people behind Fignis, and we started build­ing it be­cause every se­ri­ous finan­cial de­ci­sion in our lives ended up in a spread­sheet — or in a Python script. One day we re­al­ized the script was be­com­ing in­creas­ingly com­pli­cated. “I wish there were a tool that could help me op­ti­mize this de­ci­sion vi­su­ally, with­out having to run code every time I want to test some­thing,” we thought. So we de­cided to build that tool. And here we are.

What Fignis Is

Fignis is a plan­ning and sim­u­la­tion tool for per­sonal finance. You model your ac­counts and in­vest­ments, your income and your ex­penses (what we call Fi­nan­cial El­e­ments). You add future events and de­ci­sions, and the engine sim­u­lates every­thing over time. At first glance, you might think it’s just a spread­sheet with a graph­i­cal in­ter­face. But the pro­jec­tions gen­er­ated by Fignis’ in­ter­nal engine go much fur­ther. You don’t just see how much money you’ll have — you also see how much time you have. The time left until finan­cial in­de­pen­dence, until re­tire­ment. And it does this with an event-based model that lets you sim­u­late things like “What hap­pens if I lose my job?”, “What hap­pens if I retire at 50?”, “How much pen­sion will I re­ceive?”, or “What hap­pens if I buy a new car?”

We didn’t want to build an­other bud­get­ing app, or an app that tracks every coffee you buy each day. We didn’t want to build some­thing that felt like a toy, or a pretty dash­board that ul­ti­mately says very little. The idea is to re­al­is­ti­cally ab­stract a finan­cial life — with un­ex­pected events, un­cer­tainty, hy­po­thet­i­cal sce­nar­ios — and be able to play with it. To un­der­stand how things work, and to un­der­stand the impact of your de­ci­sions.

The ap­pli­ca­tion has just been born. It’s still evolv­ing, and it’s still being built by two founders with a fairly clear belief that knowl­edge is power. We want Fignis to be a tool that helps you un­der­stand your finances, your op­tions, and the con­se­quences of your de­ci­sions. A tool that helps you un­der­stand how much time and effort you need to reach your goals. How much tax you’re paying, how much you’ll save, and when you’ll reach finan­cial in­de­pen­dence.

What This Blog Will Be

We want this blog to be a place to share prod­uct notes, lessons from build­ing, de­ci­sions, mis­takes, and reflec­tions. It won’t be a blog about finan­cial advice or eco­nomic news. It will be a blog about what it’s like to build a tool like this, and what we learn along the way.

If some­thing feels con­fus­ing, useful, or clearly im­prov­able, tell us. At this stage, feed­back changes the prod­uct faster than any roadmap.

Thanks for Get­ting Here Early

Get­ting early access to a prod­uct is a gen­er­ous ges­ture, so gen­uinely: thank you.

If you try Fignis now, you’re help­ing shape it. Truly, every person using it at this stage has a huge impact on the di­rec­tion of the prod­uct. So if you have some­thing to say, please say it. You can always talk to us di­rectly on Dis­cord or by email. We’d love to hear from you.

Thanks for read­ing, and wel­come.